to increase their card payments business profitability by up to 50%

Torus helps banks and fintechs

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torus ANALYTICS platform enables issuers and acquirers to

analyse scheme fees

Understand costs allocation, track all the forecasted pricing updates and unleash cost saving opportunities

control unit-level profitability

Manage and optimise card- / merchant-level transactional profitability

optimize pricing

Re-pricing for issuers and acquirers, Interchange++ support, profit-based pricing for BIN sponsors

We help issuers and acquirers to earn extra millions of USD per annum by
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Voice of customer

“

As any acquirer in the region and around we are focused on optimizing our efficiency and processes and Torus has the solution we were looking for

Ugne Buraciene, Group CEO of Payabl

Case studies

Without Torus

Issuer lacked clarity of network costs and overpaid them

With Torus

Accurate costs analysis in just a few clicks
Excessive costs outlined and optimized
Proactively monitoring or pricing updates

Without Torus

Acquirer managed profitability at portfolio level quarterly and had no control over merchant-level margins

With Torus

Merchant-level profitability revealed
Unprofitable merchants pricing optimized
Portfolio profitability increase

Join the top performers in the market