Torus Analytics Platform

Taking payments profitability management to a brand new level

For Card Issuers

Improve business profitability by better controlling Visa / Mastercard fees and card-level P&L

Analyze card networks invoices, track pricing updates, unleash cost saving opportunities and billing inefficiencies.

Get control over the fees paid to card networks

Allocate all costs and transactional revenues down to card-level

Estimate card-, merchant- , MCC-level profitability and run what-if analysis.

For Merchant Acquirers

Shift from monthly portfolio-level to daily merchant-level profitability management

Get control over the fees paid to card networks

Estimate merchant-level profitability, set up performance alerting and run what-if analysis.

Offer IC++ pricing for your merchants with 100% transparency and accuracy

For BIN-sponsors and BaaS providers

Differentiate among competition with a profit-based pricing and value-added data services

Get control over the fees paid to card networks

Allocate 100% of the costs to the customer while sharing a portion of the interchange revenue

Provide data services to support card-level profitability calculation for your customers

For Processors

Differentiate among competition and earn more with value-added data services

Enable daily scheme fee prediction for your customers

Provide data services to support card-level profitability calculation for your customers

Join the top performers in the market